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Welcome to TechkGuru Digital (“Company”, “we”, “our”, “us”). These Terms & Conditions govern your access to and use of our website, platform, and services.

1. Scope of Services

TechkGuru Digital provides fintech and digital services including:

  • AEPS (Aadhar Enabled Payment Services)
  • BBPS (Bharat Bill Payment System)
  • Credit Card Bill Payment
  • Payment Solutions
  • Micro ATM (mATM)
  • Point of Sale (POS)
  • E-Commerce Solutions
  • Travel Services
  • Holiday Packages

2. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Provide accurate onboarding information
  • Complete KYC verification
  • Be legally capable of agreement

3. User Registration & Account Responsibility

Users may be required to create an account and maintain secure credentials.

4. KYC, Verification & Compliance

Mandatory KYC may apply. Failure may result in service suspension or termination.

5. Service Usage & Restrictions

  • No illegal or fraudulent activity
  • No bypassing security systems
  • No unauthorized third-party service usage

6. Transactions & Settlements

Transactions depend on banking networks and partners.

7. Fees & Charges

  • Charges communicated separately
  • Subject to change
  • Non-refundable unless stated

8. Refunds & Cancellations

Governed by Refund Policy. Some services may not be refundable.

9. Third-Party Services

Services may rely on external providers.

10. Data Privacy

Governed by our Privacy Policy.

11. Suspension & Termination

Violation may result in service termination.

12. Limitation of Liability

Liability limited as per law.

13. Indemnification

User agrees to hold company harmless.

14. Intellectual Property

All content belongs to TechkGuru Digital.

15. Modifications

Terms may change anytime.

16. Governing Law

Subject to Indian laws.

17. Contact

Email: info@techguru.digital
Phone: +91 99889 91533

18. Acceptance

Using our services confirms acceptance of these Terms.